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2,000+ real-format practice questions across Personal Lines and Commercial Lines, instant answer explanations, and a full breakdown of your weak spots.
220 Exam Cram is the most effective way to prepare for the Florida 2-20 Property and Casualty exam. Whether you're going for Personal Lines only or the Full General Lines (2-20) license, our 2,000+ practice questions — pulled straight from the official Florida exam content outline — will get you ready for exam day.
5 free Florida 2-20 exam questions from our practice bank. Tap a choice to check your answer.
1. What term describes the financial stake a policyholder must have in the property being insured?
2. Which homeowners policy form covers the dwelling on an open-perils basis but personal property on a named-perils basis?
3. What organization pays covered claims when a Florida property and casualty insurer becomes insolvent?
4. What provision penalizes a commercial property owner for carrying less insurance than the required percentage of value?
5. What Florida auto coverage pays medical expenses and lost wages regardless of fault?
Everything you need to pass the Florida 2-20 Property and Casualty exam — full access to the practice simulator.
2,035 practice questions covering Personal Lines and Commercial Lines. Instant explanations, weakness tracking, and unlimited access.
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Our simulator mirrors the real Florida 2-20 exam so you know exactly what to expect.
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Study Personal Lines only, or add Commercial Lines categories for the Full 2-20 exam.
Your results page shows color-coded scores by category so you know exactly where to focus.
Built specifically for the Florida Personal Lines and General Lines (2-20) exams.
Color-coded breakdown by category — green means strong, red means study more.
Questions shuffled every session so you never memorize the order.
Every answer includes a full rationale so you understand the concept behind it.
Study Personal Lines only, or mix in Commercial Lines for the Full 2-20 exam — you're in control.
Study on your phone, tablet, or laptop anywhere you go.
Same 4-choice format as the actual Florida exam so test day feels familiar.
Try the 5 free sample questions above or purchase full access to all 2,035 questions.
Get Full Access →The Florida 2-20 exam blends Personal Lines and Commercial Lines content. Our simulator covers every category, pulled from the official Florida exam content outline.
Everything you need to know about the Florida Personal Lines and General Lines (2-20) exam.
The 2-20 General Lines license is Florida's broadest property and casualty license, covering both Personal Lines and Commercial Lines. It requires 200 hours of pre-licensing education — the most of any Florida insurance license.
You need a 70% score to pass any Florida insurance licensing exam administered by Pearson VUE, including the 2-20 General Lines exam. Our simulator tracks your score by category so you know exactly where to focus your study time.
You're limited to 5 exam attempts for the same license type within a 12-month period. A passing score stays valid for 1 year from the date it was earned.
The 2-20 exam covers Types of Property Policies, Types of Casualty Policies, P&C Terms & Related Concepts, Policy Provisions & Contract Law, and Florida Statutes for both personal and commercial lines. Our simulator covers all of these categories plus dedicated math practice.
All Florida insurance exams use multiple-choice questions with four answer options, and there's no penalty for guessing. Our simulator mirrors this same 4-choice format so test day feels familiar.
