AceableAgent
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AceableAgent is a modern, mobile-first licensing school designed for busy students looking for a flexible insurance pre-licensing course. Their courses are built to be completed on your phone, tablet, or computer — anywhere, anytime — so you can work toward your 2-20 or 2-15 license on your own schedule.
Beyond insurance, AceableAgent also offers licensing courses in real estate and mortgage across most of the 50 states — so if you're exploring other licensed career paths, Aceable likely has a course for that too.
- Florida insurance pre-licensing courses
- Mobile-first — study on your phone or tablet
- Self-paced, flexible online format
- Exam prep tools included
- Pass guarantee available
- Available in multiple states
Gold Coast Schools
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Gold Coast Schools is one of Florida's most established professional licensing schools, with decades of experience preparing students for state exams. Their insurance pre-licensing program — offered in partnership with XCEL — covers Florida's 2-20 and 2-15 lines in flexible formats, including in-person, livestream, and online self-study, so you can learn the way that works best for you.
- Florida 2-20 & 2-15 pre-licensing courses
- Online, livestream & classroom options
- Flexible formats for working students
- Exam preparation included
- Decades of Florida licensing experience
Compare Your Florida Insurance Career Paths
Not sure which license fits your goals? Compare the P&C agent, Life & Health agent, and claims adjuster paths — all flexible enough to build on your own schedule.
🛡️ P&C Insurance Agent (2-20)
Median annual wage
$60,370
Remote / flexible work
★★★★★
Majority work from home
💚 Life & Health Agent (2-15)
Median annual wage
$60,370
Remote / flexible work
★★★★★
Strong remote flexibility
📋 Claims Adjuster
Median annual wage
$76,790
Remote / flexible work
★★★★☆
Field & remote-friendly, growing demand
Wages: U.S. Bureau of Labor Statistics, OEWS May 2024. Insurance sales agent figure applies to both P&C and L&H agents (same BLS occupation classification). Remote-work ratings reflect industry reports, not a single uniform survey.
Questions About Getting Licensed
Can I get pre-licensed while still working my current job?
Yes. Florida insurance pre-licensing courses are self-paced and available online, so most candidates study part-time around a full-time job.
Which Florida insurance license should I get — 2-20 or 2-15?
It depends on the line of insurance you want to sell. The 2-20 General Lines license covers property and casualty insurance, both personal and commercial, while the 2-15 license covers life, health, and annuities. Some agents eventually hold both.
How long does it take to get a Florida insurance license?
Pre-licensing hours vary by line: the 2-20 General Lines course requires 200 hours, while the 2-15 Life, Health & Annuities course requires 60 hours. Total time to licensure depends on your course pace plus scheduling your state exam.
Can I really study at my own pace?
Yes. Providers like AceableAgent and Gold Coast Schools offer self-paced online formats you can complete on your phone, tablet, or computer, rather than a fixed classroom timetable.
Is the Florida insurance exam hard to pass?
It depends on your preparation. Florida requires a 70% score to pass, and consistent studying with practice questions and a simulator like ours significantly improves your chances of passing on the first try.
How much does it cost to get licensed?
Course pricing varies by provider and license line — see the AceableAgent and Gold Coast cards above for current course options and pricing.
Affiliate disclosure: Some links on this page are affiliate links. If you click through and make a purchase, A+ Simulator may earn a small commission at no additional cost to you. We only recommend courses and resources we genuinely believe will help you get licensed.