How to Get a Property Casualty License in Florida

Last updated: July 13, 2026

By Shannon J. · 220examcram.com

Becoming a licensed Property Casualty (2-20) insurance agent in Florida opens the door to selling home, auto, business, and other general lines coverage. The process is straightforward once you know the steps — here's exactly what it takes to go from "interested" to "licensed."

Step 1: Meet the Property Casualty License Requirements in Florida

Before you apply, Florida requires that you:

• Be at least 18 years old
• Have a Social Security number
• Be a U.S. citizen or legal alien with work authorization

Step 2: Complete Your Pre-Licensing Education

Florida requires 200 hours of pre-license coursework for the 2-20 General Lines Agent license. This can be completed online or in a classroom through a state-approved provider.

Step 3: Get Fingerprinted

Florida requires a background check as part of the licensing process. You'll schedule fingerprinting through an approved vendor (such as Pearson VUE or IdentoGO) before or shortly after your application.

Step 4: Submit Your License Application

Applications go through the Florida Department of Financial Services (DFS) MyProfile portal. You'll need proof of completed coursework, fingerprint results, and the application fee.

Step 5: Schedule and Pass the State Exam

The 2-20 exam is administered by Pearson VUE and covers Personal Lines and Commercial Lines topics — property, casualty, liability, and Florida-specific statutes. You'll need a 70% score to pass.

Step 6: Get Appointed by an Agency or Insurer

Once licensed, you'll need to be appointed by an insurance agency or carrier to actively sell policies. Many new agents line this up before or during the licensing process.

How Long Does the Whole Process Take?

Most candidates complete the full process — coursework, fingerprinting, application, and exam — in 4 to 8 weeks, depending on how quickly they move through the pre-license course and how soon they can schedule their exam date.